Facing Foreclosure in California? You’re Not Alone—And You’re Not Out of Options
If you’re behind on mortgage payments and feeling overwhelmed, take a deep breath. You’re not a failure, and you’re not the only one going through this. Life happens—unexpected job loss, illness, divorce, or simply getting in over your head. Foreclosure can feel like the walls are closing in, but the truth is: you still have options.
At Mrs. Property Solutions, we specialize in helping California homeowners like you avoid foreclosure by providing a fast, fair, and pressure-free way to sell your house for cash. Whether you’re weeks away from a trustee sale or just starting to fall behind, we can step in and help—with compassion, expertise, and no judgment.
🧭 Understanding Foreclosure in California
California uses a non-judicial foreclosure process, which means a lender can foreclose without going to court—and it moves quickly. Here’s a simplified timeline:
- Notice of Default (NOD): Issued after ~90 days of missed payments.
- Notice of Trustee Sale (NTS): Scheduled auction typically set within 3 weeks.
- Auction Date: Your home is sold unless you act beforehand.
Once the process starts, time is critical—but until the auction, you can still take back control. Selling your house before foreclosure finalizes can help you avoid long-term damage to your credit and get a fresh start.

💔 Common Reasons People Fall Into Foreclosure
There’s no shame in struggling. We’ve worked with people facing foreclosure for all kinds of reasons:
- Job loss or reduced income
- Divorce or separation
- Unexpected medical bills
- Repairs they couldn’t afford
- Trouble managing inherited property
- Dealing with squatters or non-paying tenants
- A house stuck in probate with an unpaid mortgage
No matter the situation, we’re here to listen and help you figure out what’s best for you and your future.
💡 What Are Your Options to Stop Foreclosure in California?
Here’s an honest look at the main options available:
Option | Pros | Cons |
---|---|---|
Loan Modification | Can keep your home | Long process, often denied, may increase payment |
Short Sale | Avoids foreclosure | Complex, lender must approve, slow |
Bankruptcy | Stops foreclosure temporarily | Legal process, expensive, hurts credit |
Selling to an Investor (Us) | Fast cash, stops foreclosure, no repairs needed | You sell your home, but save your credit and peace of mind |
We’re not here to push you—we’ll simply walk you through your options and support whatever path feels right to you.
💰 How We Help You Sell Fast and Avoid Foreclosure
You don’t have to wait months or go through a complicated short sale. We offer a simple way out—with no stress and no games.
- Reach Out – Call or fill out the form. We’ll listen and get the full picture of your situation.
- Get a Cash Offer – We’ll send you a fair offer within 24 hours—no obligations, no pressure.
- Close on Your Terms – Need to close in 7 days? Or wait a few weeks? We’ll work around your timeline and situation.
✅ No fees
✅ No agent commissions
✅ We cover all closing costs
✅ We can even help with moving or relocation resources
🧠 Why Homeowners Across California Trust Us
We’re a small, women-owned business with deep roots in California real estate. We’re not a giant hedge fund or faceless corporation—we’re real people helping real people.
Here’s what sets us apart:
- ❤️ We lead with empathy, not pressure
- 🧾 We understand probate, foreclosure, and CA housing laws
- 🏡 We buy properties in any condition—even occupied or distressed
- 🕊️ We give you space to decide what’s best for you and your family
🗣️ Stories From Homeowners Like You
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“My husband and I were behind four months and completely overwhelmed. Mrs. Property Solutions gave us a cash offer— but the really helpful part was she explained our other options too, even if it meant we didn’t sell to her.”
— Melissa T., Sacramento, CA
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“I inherited my uncle’s house and didn’t realize it was already in foreclosure. You guys helped me navigate probate AND stop the sale. I can’t thank you enough.”
— Jorge A., Fresno, CA
📞 We’re Here When You’re Ready
Foreclosure is scary, but you don’t have to go through it alone. Whether you want to explore your options or you’re ready to sell, we’ll treat you with honesty, compassion, and respect.
Call or Text: (602) 376-8391
👇 Or request a no-pressure cash offer today.
Get A Cash Offer Now By Filling Out This Form:
📍 Helping Homeowners Statewide
We buy homes in foreclosure all across the state of California, including:
Los Angeles • Inland Empire • San Bernardino • Riverside • San Diego • Bakersfield • Sacramento • Fresno • Stockton • Modesto • Bay Area & more!
Please reach out to us so we can help – even if we don’t end up buying your house.